Social Security Disability Insurance is a form of insurance coverage that workers earn by paying Social Security taxes on their earnings. In fact, ninety percent of workers in the United States are covered by Social Security Disability Insurance (SSDI). For workers who can no longer work due to a disability, Social Security Disability (SSD) benefits are there to replace some of their lost income.
The Social Security Administration recently launched a new national communications campaign called “The Faces and Facts of Disability.” The goal of the campaign is to increase public awareness of the SSDI program.
Definition of Disability
The Social Security Act defines disability very strictly. To receive SSD benefits, a person must be found to be unable to work due to a severe medical condition that has lasted or is expected to last at least one year or result in death. The person’s medical condition also must prevent him or her from doing work that he or she did in the past. It also must prevent the person from performing any other type of work.
SSD does not provide for temporary or partial disability benefits. (This makes SSD different from workers’ compensation or veterans’ benefits programs.)
Because of the strict definition of disability for SSD purposes, people who are eligible for SSD benefits are usually quite severely impaired. According to the Social Security Administration, among those who start receiving SSD benefits at 55 years old, 1 out of five men, and 1 out of 7 women, die within five years of becoming disabled enough to qualify for SSD benefits.
Social Security Disability Payments
For many SSD beneficiaries, their monthly disability payments represent most of their income. Even though the average monthly benefit in early 2014 was $1,146, this modest amount can make a huge difference in the lives of those who cannot work and who need this money to meet their basic living needs and the needs of their families.
How Having An Experienced SSD Attorney Helps
Applying for Social Security Disability (SSD) benefits can be complicated and confusing. Because of the complicated nature of the application process, having an experienced West Palm Beach social security attorney assist you with your claim for benefits can be invaluable.
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Applying for SSD benefits goes beyond simply filling out some governmental forms. A successful application typically requires a significant amount of time to accurately and completely fill out each portion of the application. The application also requires sufficient medical and other documentation to support the disability claim.
The experienced SSD attorneys at Scott J. Sternberg & Associates, P.A. have significant experience helping clients obtain SSD benefits. Some of the ways we can help include:
– Thoroughly explaining the SSD application process and answering your questions;
– Assisting you with thoroughly and accurately completing your disability application;
– Gathering necessary medical evidence to support your SSD benefits claim;
– Filing a timely appeal in the event of benefits denial;
– Helping you obtain additional supporting evidence, if necessary;
– Arranging for expert witnesses to testify on your behalf on appeal, if necessary; and
– Representing your interests at any appeals hearings or in court.
If you suffer from a disability, please allow our West Palm Beach social security disability lawyers to put their knowledge and experience to work for you.
Contact Scott J. Sternberg & Associates, P.A. today at (561) 288-1554 to schedule a free initial consultation with one of our experienced social security disability benefits attorneys.